Conventional Loans

Learn about traditional mortgage options with flexible down payment requirements and competitive terms.

Understanding Requirements

Learn about credit scores, down payments, and other requirements for conventional loans.

View Requirements

Payment Calculator

Estimate your monthly payments and understand the costs of a conventional loan.

Calculate Payments

Comprehensive Guide

Everything you need to know about conventional loans in one place.

Read Full Guide

Benefits of Conventional Loans

Understand the advantages of choosing a conventional loan for your home purchase.

Flexible Down Payments

Options for down payments as low as 3%, with no PMI required at 20% down.

Property Flexibility

Can be used for primary residences, second homes, or investment properties.

No Upfront Fee

Unlike FHA loans, conventional loans don't require an upfront mortgage insurance fee.

Understanding the Process

Learn about the key steps in understanding and preparing for a conventional loan.

1

Review Requirements

Learn about credit score requirements, debt-to-income ratios, and down payment options.

2

Calculate Costs

Use our calculator to estimate monthly payments and understand total costs.

3

Research Options

Read our comprehensive guide to understand different conventional loan programs.