Mortgage Readiness Analyzer

Follow a short guided flow. Your inputs match a typed readiness model; we score DTI, program fit, blockers, and a single next best step for tools and partners.

Steps

Your score and recommended action appear only after step 2—use the button at the bottom of each step to move forward.

1. Your profile
2. Home goal
3. Readiness review

Your borrowing profile

These fields map directly to the readiness data model (income, debt, credit, reserves, employment, program interest).

Annual incomeMonthly debt payments (non-housing)Credit score: 700Cash reserves (months of housing + debts)Years in current line of workLoan type you are most interested inMilitary / VA eligibleFirst-time buyer

Tips & Information

This tool is educational and does not guarantee approval.
Housing payment here is an estimate (P&I plus rough tax/insurance) for DTI scoring.
Lenders use their own overlays; use results to prepare before comparing offers.